RDA Members' Insurance Program

Physical Damage & Liability — Exclusively for RDA Members

Ardent Insurance Solutions, in partnership with Retail Drinks Australia (RDA), offers tailored Physical Damage and Liability insurance exclusively to financial RDA members. This program has been designed specifically for liquor retailers, providing cover that reflects the unique risks of your industry.

To obtain an indicative premium, complete each step below with your contact details, situation and location information, and disclosure responses. Your submission will be reviewed by the Ardent team, who will be in touch to confirm your premium and arrange cover. Please note that membership status will be verified with RDA prior to any policy being issued.

If you have any questions or require assistance completing this form, please contact Ardent Insurance Solutions on 02 8350 9999.

Important: To bind cover, you must click Submit Quote Request on the final step. If you do not submit, we will not be made aware of your intention to proceed — and it is possible that your cover will lapse or not be placed as a result.

Your Details

First Name*

Surname*

Phone

At least one of phone or mobile is required.

Mobile

Email Address*

Insured Name / Business Name*

Online Operations*

Does this member exclusively operate online (i.e. no physical retail stores or warehouse locations open to customers or staff)?

Yes — exclusively onlineNo — we have physical locations

What's Included — Key Program Benefits

Additional sub-limits automatically included under the Physical Damage section

Debris Removal / Demolition Costs$1,000,000

Acquired Companies$2,000,000

Acquired Property$2,000,000

Clearing of Blocked Drains, Pipes, Filters & Pumps$250,000

Claims Preparation Costs$100,000

Additional Increased Cost of Working$250,000

Theft / Attempted Theft of Property (excl. money)$100,000

Theft of Property in the Open Air (excl. money)$50,000

Theft / Attempted Theft of Cigarettes$25,000

Seasonal Increase — Burglary & Theft of Money+50% sub-limit

Applied automatically during: 1 Dec – 7 Jan, one week either side of Good Friday & Easter Monday, race meeting days (Melbourne Cup, The Everest & others), and all other public holidays.

Ardent Insurance Solutions Pty Ltd | ABN 30 113 527 496 | CAR 001276026 is a
Corporate Authorised Representative of Ardent Risk Management Group Pty Ltd | ABN 93 667 752 061 | AFSL 550275